<p>This twelfth edition has been revised with new features:-<br />
The most recent and important UK decisions, including: Young v RSA [2019] CSOH 32 (disclosure under the Insurance Act 2015); Euro Pools v RSA [2019] EWCA Civ 808 (claims made policies); Equitas v MMI [2019] EWCA Civ 718 (utmost good faith and claims); and more.<br />
The chapter on property insurance has been rewritten to take account of a series of important decisions from New Zealand on the measure of indemnity, including Sartex Quilts v Endurance [2019] EWHC 1103 (Comm).<br />
Significant updates to the chapter on motor insurance in light of amendments to the Road Traffic Act 1988 with key rulings from both England and Europe, including R &amp; S Pilling v UK Insurance [2019] UKSC 16, Cameron v Liverpool Victoria [2019] UKSC 6 and Motor Insurers Bureau v Lewis [2019] EWCA Civ 909.<br />
Discussion of important cases from Australia and New Zealand, including: Delta Pty v Team Rock Anchors [2019] QCA 62 (settlement of liability claims); Onley v Catlin Syndicate [2018] FCAFC 119 (directors and officers insurance); Xu v IAG New Zealand [2019] NZSC 68 (assignment of property claims).<br />
Other key features of the book include:<br />
Provides a detailed examination of the key principles, rights, and issues of insurance contract law in the United Kingdom.<br />
Covers three distinct areas: the contract, the parties involved, and special types of insurance.<br />
Extensive commentary on the construction of policies explaining issues such as risk, utmost good faith, insurance interest, the premium, claims, and loss.<br />
Addresses the roles of the different parties involved, including intermediaries and the regulatory structure of the industry.<br />
Looks at nine special types of insurance contract: reinsurance, life and accident, property, liability, third party, motor vehicle, financial, marine, and war risks.<br />
Sets out the rules governing wording and phrasing.<br />
Includes a dedicated chapter on the rights of insurers.<br />
Discusses the insolvency of insurance companies and relevant proceedings, as well as the protection of policyholders.<br />
Analyses the most important legislation, regulation, and cases.<br />
Provides an additional international dimension with analysis of significant Commonwealth decisions affecting the English courts.<br />
Supplemented annually to ensure the text is always up to date.</p>
